To Whom It May Concern:

I have been a very satisfied client of Winchester Financial since1994. The reason I became a client was because of their unique and effective system of combining tax savings and income producing property ownership. I have all the benefits of owning income property with none of the headache.

The reason I remain a client is because they simplify my life. As a busy professional running a practice, I do not have the time to properly investigate and manage an active investment program. Winchester does all that for me. The investment in my units takes virtually no time on my part; however I enjoy the significant tax breaks and will have a steady retirement income that will stay ahead of inflation when I leave my practice.

Since becoming a client, I have saved tens of thousands of dollars in income taxes and have built significant equity in my units with very little out of pocket expense. Tax savings have funded most of my unit purchases. Of course, I was skeptical when I first heard about their program; however they have proven to be a reliable and trustworthy group to do business with. I have never had any tax deductions denied on this program.

I am very pleased to provide this letter of reference and would be delighted to speak to anyone that is considering becoming a client of Winchester. Please feel free to contact me at the phone number on this document.
Tel. (905) 822-2233, Fax: (905) 822-2181.

Yours truly,

Dr. Thomas G. Kalina